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Frequently asked questions

Q: How do you provide value to my business?

As entrepreneurs, we understand that you need enough working capital to fund the many aspects of your business. Our value is in providing the capital you need today to maintain and grow your business for tomorrow and beyond. The approval requirements for our lending programs are significantly lower compared to secured bank loans, so our funding programs are the fastest and easiest way to obtain the money you need. In addition, unlike traditional banks, we offer post-funding support in the form of strategic and financial consulting—free of charge.

Q: What is the application process?

The application process is straightforward and should take approximately five minutes. You can submit an application through our website to guide you through the process. Once we receive your full application and supporting documents, you will receive an offer within 24 hours.

Q: What are your minimum requirements to be approved for funding?

  1. Minimum of six months in business.
  2. Minimum of $10,000 in monthly revenues.
  3. Your business is based in the United States.

Q: What can I use the money for?

It is your money for your business, so you can use it however you see fit. Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, and a variety of miscellaneous business expenses. You are the expert in maintaining and growing your company, and we are the experts in getting you the money you need to do so. It’s a win-win situation.

Q: I have bad credit and even a previous bankruptcy. Can you get me funding?

This is one of our most frequently asked questions and the answer is YES! If you have poor personal credit, or even have filed previously for bankruptcy, we can still provide you with working capital. The qualifications are 1) you have been in business for at least six months and 2) your business generates sales in excess of $8,500 per month. In over 90% of cases, if you meet these two requirements, we can provide you with funding!

Q: How long does the approval process take?

Typically, approval is within 48 hours after we receive your full application, but it can take up to 72 hours, depending on how quickly you provide the required information, as well as the amount of funding being requested.

Q: How long will it take to receive my money?

Usually within 24 hours after a contract is executed and received.

Q: How does the Financial process work?

At VIP Capital Funding, our process is very simple. We assess your future sales revenues and get you the money you need to maintain and grow your business. Once we receive the quick application or the full pre-qualification application, as well as a couple of supporting documents, funding takes place within 24-48 hours.

Q: How much money am I eligible to receive?

The amount that you qualify for varies, but is generally between 75%-125% of your business’ monthly sales revenue.

Q: Are you providing me with a loan?

WIth a business, technically, this is not a loan. We buy a percentage of your future sales, and advance you that money upfront. In exchange, you agree to pay us back out of those future sales. Now for our real estate investors, in most cases you will be applying for a loan to reahab and re-sell your properties. Typically, the loans are secured by the real estate and the investors capability to repay the loans provided.

Q: Do I have to take the full amount that I am approved for?

No. You decide how much of the approved amount that you wish to receive.

Q: What types of businesses/industries do you work with?

We work with over 500 different industry groups in a variety of sectors, such as food service, health care, automotive, textiles, manufacturing, construction, technology, and retail. We also work with real estate investors looking to rehab and re-sell or rent their properties out. Click here to complete our form.

Q: What information and supporting documents do I need to supply?

Depending on the type of loan you may need, most often, we require copies of the following: bank statements, driver’s license, lease agreement, and a voided check from your business bank account. For our real estate investors, we'll discuss the type of documentation that is needed and even those loans do not require a ton of paperwork to fund. Reach out to us at by tapping the # 844-740-CASH (2274) and we'll discuss the details.

Q: How can I ensure that my application is processed as fast as possible?

We do everything within our power to make the funding process simple, fast, and hassle-free, but we need your cooperation, too! The best way to avoid delays and receive your funding as quickly as possible is to provide all requested documentation to us in a timely manner.

Q: Can your team help me to grow my business?

Yes! Your business growth is important not only to you but for us as well! WIth the right strategies along with proper allocation of the funds you'll receive, we can help and we'll even do it totally complimentary for 90 days. With over 40 years of coaching, consulting, and mentorship for some of the top Fortune 500 Comapanies such as British Airways, AT&T, Motorola and Sales Leaders such as Tony Robbins, Brian Tracy, Keller Williams and Remax Real Estate along with many others... all our clients will receive that same expertise and guidance of coaching and consulting in the areas of increasing sales, creative marketing, lead generation, conversions, and profitability. Additionally, you can visit our BLOG page at any time for updated relevant, educational, informational, and inspirational video, audio and commentary content... the bottom line is that you'll never be without ideas to grow yourself and your business! No other competitors that we know of, offer this service. If they do...that's great because you deserve to have the best information to be successful. And if they don't...well we've got you covered anytime you need ideas.

Q: How do I mitigate and even eliminate the risk for my family or my partners, when God forbid anything happens to me, and I have any outstanding loans and debt?

That is one of the most important questions that any business owners can ever ask! The simple answer is an life insurance policy that is easily obtained and that is relatively inexpensive that can specifically be used to payoff any debts or loans in case of accidents or death by natural causes. There may some terrific incentives for such insurance * investment that you can make to relieve any pressures your family and/or business partners may have when the call comes in. Ask one of our experts who can guide you in the right directon. *PLEASE NOTE WE ARE NOT PROVIDING LEGAL OR TAX ADVICE HERE, SO PLEASE SEEK THE ADVICE OF A PROFESIONAL LICENSED CPA OR TAX ATTORNEY OR OTHER PROFESSIONALS. IT MAY BE WORTH YOUR TIME TO HAVE A CONVERSATION WITH THEM.